When unexpected repairs strike, the last thing you want is an unpleasant surprise—especially when it comes to major systems like HVAC, plumbing, or appliances. A home warranty can offer peace of mind by helping cover these unexpected costs. But is it worth it? Here’s what to know before committing.

One of the biggest financial decisions you’ll face is whether to rent or buy a home. Each path has its benefits and its challenges. Your choice will depend on your current financial situation, long-term goals, lifestyle, and local housing market conditions.

For many home buyers and sellers, the escrow process can feel like a mysterious in-between phase—sandwiched between the excitement of signing a purchase agreement and the final moment of closing. But while it may seem like things are happening behind the scenes, both parties have important roles to play to keep the transaction on track.